You spend years training in Healthcare, but no one prepares you to manage you paycheck.
UpFunded offers 1:1 money coaching through a clear, structured framework designed to help you steward your finances well.
No Hacks. No Income Change. Just Structure.
On paper, things look fine.
Yet money still feels unclear, reactive, or heavy.
You might find yourself:
Making decisions without a clear plan
Unsure where your money is actually going
Carrying debt longer than you expected
Unsure what meaningful “financial progress” looks like
You don’t need another tool.
You need clarity, structure, and a plan you can steward well.
UpFunded is a good fit if you:
Earn a solid income and want to steward it more intentially
Value structure, clarity, and personal responsibility
You’re ready to more from reacting to planning
Want guidance without judgement or pressure
(Most clients earn between $50K - $150K, though fit matters more than income)
It’s not for:
Shortcuts or quick wins
Someone else to take responsibility for your money
Investment, tax, or financial advice
You’ll gain:
Clarity – a clear understanding of where you stand
Structure – a plan that brings order to your money decisions
Confidence – the ability to move forward with intention
UpFunded isn’t about perfection. It’s about money stewardship.
Start with a short form to see if UpFunded is a fit.
We map your real financial picture—income, debt, habits, and goals.
Biweekly 1:1 coaching with between-session guidance to support clear money decisions.
About me
Hi, I’m Justin. A PA-C with over a decade experience in healthcare that has led to many conversations about limited personal finance guidance offered during traditional healthcare training programs.
I created UpFunded because I’ve seen how money stress quietly shapes confidence, relationships, and future decisions.
UpFunded isn’t about telling you what you “should” do. It’s about helping you build a money system that fits your real life, and giving you the support to follow through.
“The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.”
-Proverbs 21:5
This verse shapes how I think about money: slow, intentional progress that actually lasts.